Consumer law[ edit ] Consumer protection law or consumer law is considered as an area of law that regulates private law relationships between individual consumers and the businesses that sell those goods and services. It's a way of preventing frauds and scams from service and sales contracts, eligible fraud, bill collector regulation, pricing, utility turnoffs, consolidation, personal loans that may lead to bankruptcy.
When she tries it in the park three weeks later, you both notice the front tire is bent. What do you do? Should you fix it yourself and avoid the trouble of going back to the store?
Has the return time lapsed? Is the bike still covered under warranty? What do you do if you didn't purchase extra insurance coverage? The blue sweater you bought has given you a rash. Instead, it is made from a mix of unpronounceable materials. Have you got a legitimate dispute with the seller?
These are some of the scenarios that customers go through daily. Consumer protection legislation is meant to protect us against these types of issues. That is why it's important to familiarize ourselves with the more common consumer protection laws.
Consumer Warranties and Service Contracts Whenever you buy merchandise, it comes with a warranty. The two basic types of warranty are express and implied.
An express warranty is a promise from the seller, either written, oral or expressed in an ad, promising that the item will perform its function for a specified period. Whether the item purchased is new or used, an express warranty is a guarantee that the item will work.
However, not all items come with an express warranty. The law automatically provides the second type of warranty, the implied warranty. Implied warranties are a part of all retail sales of new and used consumer goods.
Basically, the retailer of an item implies that the item will work properly and be of average grade and quality, as long as it is used for the purpose it was sold. For example, a refrigerator will keep stuff cool as long as you are not trying to cool the entire room, and a blender will blend as long as you are not blending rocks.
Whenever you buy something, it's important to get warranty specifics in writing.The Australian Consumer Law – A framework overview xi THE ROLE OF THIS GUIDE This guide is intended to provide a broad overview of the ACL.
In The Australian Consumer Law: A guide to provisions you can find a more detailed explanation of the provisions of the ACL. Get Our Free Military Consumer App!
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Irish consumer protection law, which is based on a mix of Irish and European legislation, has evolved as a distinct area of law that concentrates on the general .
Consumer rights laws also protect the public from false or misleading advertising. For example, automobile dealers have been known to advertise a vehicle at a reduced price in order to draw shoppers to the dealership.
Once they arrive, however, that vehicle or sales price is no longer available. NCLC is the nation's consumer law expert. Learn which consumer protection laws you need to know so it can help you in particular situations.
Understand what your rights are as a consumer and how they protect you from scams and fraud. The Automatic Stay is an order entered by the federal bankruptcy court directing that all debt collection actions against a debtor that has filed for bankruptcy protection stop.